Who we are?
With passion to perform, we go beyond being just an insurance company. We know how tough it is for you to build a lifestyle for yourself and your family. That’s why at, we work just as partners, bringing you quality insurance policy to help protect your assets. Positioning ourselves on a customer centric platform, we believe our customers are not just a part of our business, but the ultimate Reason for our Existence!
WHAT DOES CALIFORNIA EARTHQUAKE INSURANCE COVER?
Earthquake insurance is typically not included in standard homeowners or renters insurance policies, and must be purchased separately as a stand-alone policy or as an endorsement to an existing policy. The coverage and cost of earthquake insurance can vary depending on several factors, including the location of your property, the value of your property, and the level of coverage you choose.
Dwelling Coverage
Like a homeowners policy, earthquake insurance will cover damage to the structure of your home, such as cracks in the ceiling, walls, and foundation.
Property Coverage
It cover certain contents of your home, like electronics and furniture. However, the coverage is typically much lower than other types of insurance as most policies will only cover a relatively low set dollar amount, and usually excludes things like china and chandeliers.
Loss of Use Coverage
If you can’t live in your home because an earthquake damaged it, your policy will help you to maintain your quality of life somewhere else by paying for hotels, food and other expenses.
Other Coverage
Earthquake insurance also typically covers the cost of upgrades to your home to comply with new building codes, changes to your land to make your home more stable and other repairs to protect your home from residual tremors.